Blog - Month: August 2018

Month: August 2018

5 Fall Festivals in Cleveland You Don't Want to Miss

5 Fall Festivals in Cleveland You Dont Want to Miss

Posted By Andrea Robinson
August 29, 2018 Category: General

Fall is right around the corner in Cleveland, and with that comes a batch of new Fall festivals! Here are our Top 5 on our "do not miss" list! 1. Countryside Fall Festival - Avon, OH September 8th & 9th at Avon's Countryside Antiques! Enjoy a great selection of dealers with fresh ideas for your home, wardrobe, business, and so much more! 2. Fall Harvest Weekends - Amherst, OH If you are looking for a family-friendly weekend activity to celebrate fall, then Hillcrest Orchards is the place! Every weekend until the end of October they celebrate all things fall! A tractor-pulled hayride to the pumpkin patch and the apple trees, a corn-maze, pedal carts for a friendly race around the track, barrel train rides for the little ones, as well, as a straw maze, play area and a giant corn box with a slide! 3. Harvest of the Arts - Wellington, OH Located in Wellington’s gorgeous square, the Harvest of the Arts is sponsored by Friends of the Herrick Memorial Library and serves as the library’s biggest fundraiser for programming funds. Bring the whole family to lunch inside the town hall! 4. Horse-Drawn Wagon Rides - LaGrange, OH What better way to celebrate and enjoy the sights and sounds of an Ohio fall than with an afternoon of “fall FUN for the whole family” in the Great Outdoors! Join Lorain County Metroparks at the Equestrian Center Saturdays and Sundays from September 15th thru October 7th for an old-fashioned, horse-drawn hay wa

Roundtable vs. Escrow Closing — What’s the Difference?

Roundtable vs. Escrow Closing †What’s the Difference

Posted By Andrea Robinson
August 28, 2018 Category: General

  It’s finally here — the day when you officially own your home. But, before you get to get to lay back on the couch and kick your feet up on the coffee table (yes, that’s all the furniture in your house right now), it’s time to sign those closing documents! Depending on where you live, there are a couple ways to get this done. If you’re moving to Ohio, you’ll be using an escrow account to hold your funds for a day or two while all the paperwork settles — don’t put your feet up quite yet! In other parts of the U.S., buyers and sellers get together at a round table meeting to finalize the deal.   So, what can you expect at escrow and round table closings? Round Table Closing Like the name suggests, round table closing involves a number of people meeting in-person to close the deal on your new home. This usually involves the buyer, seller, real estate agents, your title agent, and maybe an attorney or two coming together to transfer the home’s title to your name and sign mortgage documents, like a promissory note all on the same day.   Here’s what you can expect if you’re in a state that does round table:   1.     The buyer and seller will sign at the same time on the day of closing 2.     The buyer(s) deposits funds in the form of a check or money wire 3.     The lender attends the closing with the mortgage funds re

How to Choose the Right Title Insurance Agency

How to Choose the Right Title Insurance Agency

Posted By Andrea Robinson
August 21, 2018 Category: General

      After months of browsing Zillow, tracking down the right realtor, attending open houses, making offers, mortgage approval, the appraisal, you’ve made it to the last step towards owning a home — finalizing your title and closing the sale. Home buying is a long-term game, with plenty of complex steps and plenty of tedious paperwork throughout. That’s why it’s oh-so-critical to make sure you have the right people to help you through the endgame, but what should you be looking for when it comes to details like title duties and escrow?   Here are some key steps to help you choose the right title agency: Think Local There are probably dozens of title companies in your state along with the handful of national companies that offer title and closing services. It’s important to choose a company that has some expertise with how your local laws work. Remember, title companies make sure the closing process is done correctly and provide you with insurance to protect you (the owner) from issues like state, federal, and local liens. When you choose a local company, you’re working with people who regularly search you county’s recorder, clerk, or assessors’ offices for issues with homes in your community. Not all county records work the same, and it’s important that your title company knows the “lay of the land.” Ask Questions Closing tasks like lien searches and title examinations aren

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