Blog - - Month: July 2017
Month: July 2017
The Importance of Title Insurance
So you found your dream home, your offer has been accepted, and you're ready to close. Now what? You need to make sure you find the right title agency, and Ohio First Land Title is here to help. You'll want to make sure you have a policy that will ensure there will be no unknown claims made to the ownership of your new home. Sounds pretty important, right? If you aren’t convinced just yet, let’s look at a scenario of what could go wrong without being insured. Your title insurance is there to protect you and the lender from the possibility that your seller or any previous sellers didn’t have free and clear ownership of the property, not allowing you to have full ownership. For example, you are buying a house from a seller who had purchased the home along with their brother - Both are on the title. If the seller is selling the home to you on his own, and you don't know about the brother being on the title... What happens next? The brother can come back and want to stake his claim after the purchase has gone through. Still need another example? What if the previous homeowner didn’t pay his/her property taxes for a few years? Once you buy the house, all the built-up property tax will come with it and it will be your sole responsibility. Instead of rolling the dice and chancing one of the above situations, we highly recommend you have your title insurance all lined up before you close on your new home. Ohio
Summer Home Decor Trends
Looking to redecorate this summer? Don’t miss out when it comes to the latest summer trends. We all know a little bit of reorganizing can go a long way. Let’s look at some of the newest trending styles so far from this summer: 1. Floral Prints Floral prints are huge this summer! Adding the print to pillows, curtains, carpets, and more can add a summer feel and a pop of color to your home. 2. Animal Prints Adding a little bit of animal print is a great way to stay on trend. Try getting a small rug or throw pillow to add into the mix! 3. Climbing Plants While picking plants for this look, try using an ivy tree to get that twisty and growing feel. By putting this plant near furniture or wall fixtures it can climb up or down depending on what you like best. 4. Mixed Prints How would this work you might ask? By using a similar color scheme, the mixed prints and pattern should flow together nicely when placed together. This trend is mostly shown using throw and couch pillows. 5. Hygge Looking for a more effortless cozy look? Hygge is huge this summer and can make a room look instantly clutter-free. By using sleek lines and muted colors, you can easily get this look to stay on trend this
Your Cleveland Summer Festival Guide
Wondering how to spend your time for the rest of summer in Cleveland (where does the time go...)? We here at Ohio First Land Title found a few things to keep your weekends jam-packed. Head to one of the many festivals! Here’s a guide to help you find the best festival for you, your friends, and family. Something Soon… If you are in need of something coming up in the next week, check out the 35th Annual Cleveland Irish Cultural Fest. Head to the Cuyahoga County Fairgrounds from July 21-23 to enjoy culture, food, live bands, children activities, and more! Go to the website http://www.clevelandirish.org for information about admission, directions, and more. Looking for A Show… The 7th Annual International Burlesque Festival is coming up fast and can be something for you to do August 3rd, 4th, and 5th. Go to The Beachland Ballroom that weekend to see all the performances. Visit their website for more information! http://www.ohioburlesque.com For the Artist… For your inner artist, check out one of two artsy festivals coming up in Cleveland. The Lakewood Arts Festival on August 5th is a great place to check out new artwork. Not only along for the art? The Warehouse District Festival at West Sixth Street and St. Clair Avenue has not only the art ascetic but also live music and nearby restaurants and bars to visit. Check out one or both festivals this summer! For more information about these even