Blog - Month: August 2020

Month: August 2020

Get Your Home Ready for Fall

By Andrea Robinson
August 24, 2020 Category: General

Can you believe it? Fall is less than thirty days away.!Have you started to prepare your house for the season? These tips will help you get your home ready for autumn weather AND save you some money! Inspect the roof - Take a close look at the roof and see if there are any damaged tiles, cracks, or leaves or debris. While you are taking a look at the roof, check out your gutters, and repair what needs to be fixed. Finally, get winter tools ready such as your snow blower, and make sure that everything is ready to go. Fertilize the lawn - Applying fall lawn fertilizer will help prevent winter damage and spring weeds. If you plant bulbs for spring, nows the time to get them in the ground. Put away any seasonal furniture you have and store it in a dry place. Inspect furnace and air conditioning unit Take a thorough look at the furnace, check heating efficiency, and change the filter. Winterize air conditioning. If your home has central air conditioning, cover the outside

Title Insurance: Is it Worth It?

By Andrea Robinson
August 14, 2020 Category: General

Title insurance protects the insured from a financial loss related to the ownership of a property. Two policies are recommended at a home loan closing: the lenders policy, which is required, and an optional owners policy. A monthly premium will not be added to your mortgage payment. Title insurance is a one-time upfront cost. According to a spokesman for theAmerican Land Title Association,one of every three title searches reveals a problem affecting the title to a property. Expenses can add up quickly when every dollar counts. It can be tempting to decline an optional owners title insurance. When you do the math, an owners policy of title insurance is quite reasonable. Your home is the single most substantial investment, and an essential part of title insurance is its emphasis on risk elimination before insuring. This gives you, the policyholder, the best chance of avoiding title claim and loss. Budgeting for that coverage may require some discipline when budgeting in the short term,