Blog - Month: June 2020

Month: June 2020

Summer Landscaping Trends

Summer Landscaping Trends

Posted By Andrea Robinson
June 22, 2020 Category: General

  Are you looking for some ideas to make your home's landscape more appealing? Here are some creative ideas that will make your outdoor space attractive and will have your neighbors green with envy! When planning your landscaping strategy, include mostly perennial plants that will come back each year and group them based on their watering needs—incorporating plants with flowers that complement the color if your home will make a lasting impression. Add a few scented plants for some aromatherapy that will bring a sense of tranquility to your outdoor space that can be enjoyed individually or with guests. Do your research when selecting hardscaping materials. Choose quality stones that won't require repair after a short amount of time. Investing in outdoor furniture that you want to sit in is crucial, especially if you plan on spending more time outdoors. Include lighting to make your outdoor space easy to access when it gets dark out. To get the most out of your landscape, in various weather conditions, homeowners incorporate elements like outdoor heaters and covered fixtures to extend the use of their outdoor space. If you are still unsure about how to update your garden, download a free landscaping app to guide you through designing an existing space. Most apps provide 2-D and 3-D layouts based on your property's measurements, with an extensive inventory of plants, trees, and shrubs that you can select and place into your design. Landscaping trend

Title Insurance 101: Everything You Need to Know

Title Insurance 101: Everything You Need to Know

Posted By Andrea Robinson
June 12, 2020 Category: General

  Title insurance is a type of insurance that protects both the homebuyer and the mortgage lender against potential financial losses attached to a new home and property. When a buyer and seller enter into a contract of sale for a property, a title agent is selected to initiate a search in the local jurisdiction's land records for any encumbrances, liens, claims, or conflicts that need to be resolved before the transfer of the property from one party to the other.   If those hindrances have not been settled through the title search process before closing, the financial liability of fixing those issues could fall on the new homeowner. If a claim had to be made, a title insurance policy would pay for damages and costs associated with repairing the problems. Let's take a look at the various type of title insurance that is available.   Lenders Title Insurance - This policy covers liens (including contractor and mechanic liens), easements not on record, access rights, and defects on the title. Lenders will typically require that a lender's insurance policy be bought to protect their investment.   Owners Title Insurance – This policy is meant to protect against fraud, forgery, restrictive covenants, and any deterrents that may be found before and after the title has been transferred. This policy covers your interest, aside from the outstanding loan amount.   Extended Title Insurance – Any building permit violations fr

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