Blog - Month: May 2022

Month: May 2022

5 Steps to Purchasing Your First Home

5 Steps to Purchasing Your First Home

Posted By Andrea Robinson
May 26, 2022 Category: General

  If you’ve wanted to enter the housing market for the past two years but couldn’t stomach the record-breaking price that homes were being sold at… Now is your chance!   With the Feds increasing the interest rate to try and correct the market and beat inflation, your mortgage may be a bit more expensive but homes are a bit more reasonably priced.   That being said, if it’s your first home that you’re about to buy, here are the 5 steps you should follow.  1. Save for a Downpayment   If you’re looking to buy a home, the first thing you should be doing is saving for a downpayment. Ideally, you would need to save a % percentage per your state’s laws but the more the better.    Another thing you should also consider at this stage is saving up for the costs that are associated with buying a home. Some of these costs include, but are not limited to, land transfer tax, lawyer fees, home inspection, and title insurance.   2. Get a Mortgage Pre-Approval   Once you have your money set straight, it’s time to go to the bank and find out how much they’re willing to lend you for your mortgage.   They will consider different aspects such as your income, credit, downpayment, and more to establish an amount.    3. Set Expectations   Once you know what dollar amount mortgage you can afford, it’s time you sit down and consider what your wishlist is. D

4 of the Latest Green Home Trends

4 of the Latest Green Home Trends

Posted By Andrea Robinson
May 12, 2022 Category: General

We all know that green is better, but what exactly can we do to make our homes greener? Here are 4 green home trends that you could maybe inspire yourself from…   Eco-friendly fabrics If you want to make sure you’re not contributing to the tons of fabric that end up in landfills or the pollution that the textile industry creates, turning to eco-friendly fabrics will do the trick. Whether it is organic cotton curtains or bamboo bed sheets, there are tons of eco-friendly fabrics being used these days for textiles in your home.    Smart technology If you can save both on your electricity bill and your environmental footprint, would you do it?! If you answered yes, then investing in smart technology may be something for you to check into!  Lots of smart home tech these days can turn up and down your air conditioning and heating when necessary, making it easier to avoid wasting energy.   Thrifting Want unique or one-of-a-kind items in your home? Then thrifting may be for you. If you’re looking to decorate your home, thrifting allows you to pick a gently loved item and give it a new home without making a huge environmental impact.  So c’mon, give things a second life!   Non-Toxic Materials Did you know that there are toxins in the paint you buy for your walls and in the plywood used to build your home? These days, there are more green and environmentally-friendly brands that exist that aren’t as

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