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Category: Title Search

Why Should You Get a Title Search?

Why Should You Get a Title Search

Posted By Andrea Robinson
October 19, 2017 Category: Title Search

  Buying a new home?    Before starting this process, there are several steps you should take before jumping right into the process. One of those steps is considering a title search. A title search, also called a property search, is a process of retrieving document evidencing events that determine interests and regulations concerning that property.    What could go wrong if you don’t have this search done? Let’s look at a few examples….    A lot comes with buying a new home and there can be issues that arise unexpectedly. An example of that could be a lien. There are varying types of liens that can be placed on the property you are trying to buy. These can make it hard when are trying to buy a home and save money. Common liens are for the amount of money you have borrowed from the mortgage company to pay for the house you have acquired.    While getting a title search, you want to make sure to check for title insurance and protect yourself from all the unexpected future claims to your house by previous owners or liens holders. This can be just as dangerous as the others if not taken care of properly.    After checking for the biggest concerns, you will also want to use the title search to look for errors in the public records, illegal deals, missing heirs, forgeries, undiscovered wills, or unknown easements. Buying a home and not checking for all of these issues could force you to spend more

Breathe Easier With a Title Search

Posted By Andrea Robinson
June 16, 2016 Category: Title Search

Breathe Easier with a Title Search House Title Search Prevents Unwanted Surprises   Conducting a property title search for your pending home investment is a key step in securing the peace of mind you need to move forward with confidence in your purchase. An expert in title searches will conduct an investigation into the history of the property in order to determine what people and/or business entities may have a financial or legal investment in that piece of real estate. There are three main areas of focus when it comes to this research on your behalf:   Are there any liens against the property—such as mortgages or back taxes—that need to paid off upon closing? Is the seller legally able to sell the property? What land restrictions exist for the property (such as easements)?   If you are securing a mortgage for the purchase of your new home, a house title search is typically required. This protects the bank’s investment in you, but don’t forget that it is protecting you as well! To protect yourself even further, consider obtaining title insurance.   To learn more, contact us at 440-365-2800. We can set up a FREE consultation to help you understand all that you need to know to make great purchasing

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